Procon asks for information from the association on the credit on card

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Procon of São Paulo notified the Brazilian Association of Credit Card Companies to provide clarifications on the interest-bearing installment system on credit cards, called "crediário no card", recently launched by the institution. reproduction Procon asked companies to clarify differences in the new product Procon asks the company to say what the difference is between the traditional interest-bearing installment system in force in the market and this new modality, and whether the latter is already being offered to consumers. Furthermore, you must inform whether there is any intention to replace the existing modality with this new credit facility; and whether the card machine will present information to the consumer clearly and completely.

The association will have 48 hours to respond. It should also Iran Telegram Number Data explain how the interest rate will be established for this new modality; if, being established by the financial institution itself based on internal information, the most vulnerable consumer will not be harmed; what is the benefit of the new system for the consumer and, in cases of inadequacy, what measures will be adopted by ABECS. There are reservations made only regarding which situations can be considered analogous to psychiatric hospitalization and how the regime is configured in the contracts.



In analyzing the buyer's appeal, the TJ-SP reformed the sentence and recognized the hotel administrator's joint and several liability for non-execution of the contract. For the court, the administrator contributed to marketing the project and convincing buyers about the security of the business, having even lent its name to the real estate complex and integrated advertising. This scenario is also essential to understand the motivations for the amendments, so the historical panorama regarding the economic importance of personal data will define a series of new obligations and concepts that will be imposed on all major actors in the global economy. Currently, the volume of personal data is growing exponentially.